Instant Savings

Instant Savings? How is that possible without clipping coupons or waiting for the infamous one-day sale? This is a short and sweet plan and one where you can rack up savings without lifting a finger-literally. Here is the secret: Never under estimate the power of not spending. Now take a moment to ponder that statement.

The next time you are at the store (or on-line) with your eyes on the latest garment, tech gadget, kid's item, or whatever floats your boat, take a moment to consider how much you could save by not buying the item. Sure it may be nice to bring the coveted item home but how much longer would the satisfaction of not having spent the money last? I venture to guess that the financial savings would outweigh the buzz a new purchase might give you, if you really stop to think about it. Not purchasing the item might do the following: keep you from the guilt of buyer's remorse, allow you to set that money aside for a major purchase at a later date (aka delayed gratification), give you the strength to say 'no' again in the future, and thus show self control. And finally, think about the money you don't need to earn, which is time saved. If you successfully walk away from a potential purchase and are still dreaming about it days later, perhaps it is worth a return visit and/or a closer look at the budget to see if this purchase can and should happen. However, most of the time we have simply saved ourselved some cash. Instant Savings.